Payment benefits

Why businesses choose CheckComposer

Businesses choose CheckComposer to simplify payments, reduce processing costs, and get paid faster — all with a secure platform built for everyday operations.

Simple for you
and your customers
Low Cost,
big savings
Get paid faster
with quick fund availability
Funds Accessibility

Most customers already have a checking account — making payments more accessible and convenient.

Economical To Use

Reduce payment processing costs with low per-check pricing and no monthly fees.

Quick Availability Of Funds

Get paid faster with rapid digital check processing and quicker fund availability.

Compare & Save

See how CheckComposer compares to ACH/EFT and credit cards in cost, speed, and convenience.

WHY CHECKCOMPOSER WINS

Compare the difference

See how CheckComposer helps businesses reduce costs, avoid credit card fees, and get paid faster.

The smart choice for modern businesses.
CheckComposer ACH/EFT Credit Card
Setup Cost
$0
$149 $149
Trans Cost
$0.20
$0.95 & 2–3% of sale 2–3% of sale
Account Setup
1 day
7–21 days 7–21 days
Chargebacks
No*
Yes Yes
Funds Available
1–2 days*
2–3 days 2–3 days
Customer Needs
Checking Acct
Checking Acct Credit Card

*Your customer cannot "charge back" a check and they are more inclined to have the funds available, because he/she will incur a bank fee for insufficient funds.
**For banks which are Check-21 compliant — results may vary.

Ready to simplify the way you accept payments?

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